Awarded “Best Mortgage Broker Midlands” by the Mortgage Times
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We partner with credible lenders to secure the perfect mortgage solution.
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Our Commercial Mortgage Services
Bridging Loans
Short-term loans used to cover gaps in financing for commercial property transactions.
Financial Protection
Refers to insurance or risk management strategies to safeguard investments and assets.
Self-Employed Mortgages
Tailored financing solutions for individuals who own and operate their businesses, accounting for variable income sources.
Buy To Let Mortgages
Loans designed for investors purchasing properties to generate rental income and potential capital gains.
Commercial Loans
Financial products facilitating the purchase or refinancing of income-generating commercial properties.
Development Funding
Financing for property development projects, including construction or renovation of commercial properties.
Our Residential Mortgage Services
Residential Mortgages
Loans for purchasing or refinancing residential properties, typically for personal or family use.
Residential Remortgages
Involves switching your existing mortgage to a new lender or product to potentially secure better terms or rates.
Second Charge Lending
A secondary loan secured against your property, often used for home improvements or debt consolidation.
Self-Employed Mortgages
Tailored residential mortgages for individuals with variable income sources or those who own and operate their businesses.
Buy To Let Mortgages
Financing for residential properties acquired with the intention of generating rental income.
Financial Protection
Strategies to safeguard investments and assets through insurance and risk management measures.
Key Features & Benefits
Expertise:
To guide borrowers in choosing the right mortgage option for their situation
Time & Convenience:
Handle all paperwork and communicate with lender.
Choice & Savings:
Access to multiple options from multiple lenders to compare to get the best terms of rates
Financial Protection:
Of debts, by providing insurance products to ensure peace of mind
Tailored financial advice:
Personalised service, specific to clients goals, credit history
How it works
The Mortgage Process
Our clients love us
Rated Excellent 5 out of 5
Frequently Asked Questions
What does a mortgage broker do?
A mortgage broker acts as an intermediary between the borrower and the lender, helping you find the most suitable mortgage based on your individual circumstances.
Why should I choose Gurdip as my mortgage broker?
Gurdip specialises in helping the Sikh and Punjabi community find the best commercial and residential mortgage deals. With his industry knowledge and understanding of your unique needs, he can help you secure the most competitive interest rates and save money.
What information do I need to provide when applying for a mortgage?
Typically, you will need to provide details about your income, expenditure, debts, and the property you're interested in purchasing. Gurdip will guide you through this process and ensure you have all the necessary documents.
What types of mortgages do you deal with?
Gurdip deals with a wide range of mortgage types, including but not limited to residential mortgages, commercial mortgages, buy-to-let, remortgages, and first-time buyer mortgages.
How do I know which mortgage deal is best for me?
Gurdip will help you analyse your financial situation and understand your property goals. Based on these details, he will recommend the mortgage deals that best fit your needs and circumstances.
How does Gurdip find the best mortgage deals?
Gurdip has access to the whole mortgage market, which means he can compare a wide range of products and lenders to find the most competitive interest rates and terms for you.
What fees are involved when working with Gurdip?
Gurdip will be transparent about any fees associated with his services from the start. The exact fee will depend on your specific circumstances and the complexity of your case.
How long does the mortgage application process take?
The mortgage application process can vary depending on your circumstances and the lender's processes. Gurdip will guide you through this timeline and provide regular updates.
Can Gurdip help me with a mortgage if I have a poor credit score?
Yes, Gurdip can help you understand your options and find lenders who are more flexible with credit scores. However, securing a mortgage may be more challenging and come with higher interest rates.
What is the next step after my mortgage application is approved?
Once your mortgage application is approved, Gurdip will help you finalise the mortgage offer. He will ensure you understand all the terms and conditions before proceeding. After this, you're ready to complete your property purchase!
Saniyah Malik
“Gurdip was extremely helpful throughout the purchase of our new home. He was professional and he always went above and beyond to help us throughout the lengthy process.”
Aamir Sattar
“A very seamless process. Managed to get me a mortgage without much chasing. Very efficient and professional and kept me updated as best as possible. Without realising and in a few days a mortgage was secured without any hassle or stress. Definitely recommend using their services as cannot fault them one bit. Will definitely be using again if needed!”
Meet the Team
Gurdip Singh
Founder, Mortgage & Protection Adviser
Gurdip enjoys building residential and commercial property portfolios for clients and equally he still gets a great feeling when assisting first time buyers get the keys to their home. With “whole of market access” Gurdip has built a reputation of ensuring clients get the best mortgage deals for their circumstances and that they are fully protected with the right life insurance.
Anshu Tiwana
Case Manager
Manpreet Kaur
Junior Case Manager
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