Residential Mortgages
Are you looking to move home or do you need expert guidance and support on following?
- You want someone to help you find the best deal to save money on interest rates and fees
- You want someone to help them with the mortgage application from start to finish
- You want someone to de-stress the process and take on all the lender calls.
Sometimes a client’s situation has changed since they bought their last home which is why it’s important to get advice.
To find the best deal – I am available to initially research the whole market to save you time and money by getting the best rate.
If you are looking for an increased loan amount or if your credit history has changed your next application will need to be fully underwritten again me and my team want to minimise your risk of being declined as these rejected applications can bring down your credit score.
Once we find you a new deal, we will complete your application and work with lenders and solicitors.
What makes working with us NO RISK is that the Advice and the quotations are completely free – you just need to book a 20-minute Free Advice Call and I can answer all your questions and then send you the quotes.
Where we earn our income is when it comes to the Full Mortgage Application, this takes me and my team on average around 20+ hours and for this we have a small application fee to cover the work we need to complete for you.
So don’t delay – call me on 0121 500 6316 or book a call and me and my team can help you navigate your entire purchase.
Prefer to speak to us directly?
Get in touch with us
Key Features & Benefits
Expertise:
To guide borrowers in choosing the right mortgage option for their situation
Time & Convenience:
Handle all paperwork and communicate with lender.
Choice & Savings:
Access to multiple options from multiple lenders to compare to get the best terms of rates
Financial Protection:
Of debts, by providing insurance products to ensure peace of mind
Tailored financial advice:
Personalised service, specific to clients goals, credit history
How it works
The Residential Mortgage Process
Initial Consultation
Reach out to Gurdip for your free initial consultation. Here, you’ll discuss your mortgage needs, whether residential or commercial. This is an opportunity to understand your financial position, property aspirations, and to answer any preliminary questions you may have.
Tailored Mortgage Plan
Gurdip will analyse your specific needs, financial status, and market trends to create a customised mortgage plan for you. He’ll help you understand the potential deals available to you, explaining each detail from interest rates to terms and conditions.
Secure Your Mortgage
With the tailored mortgage plan, Gurdip will guide you through the application process, ensuring all requirements are met. Once approved, he will finalise the deal, securing your mortgage at the most competitive rate. Now, you’re ready to make that property purchase!
Ongoing Support
Even after the deal is done, Gurdip is there for you. He’ll be available for ongoing advice and will proactively reach out with opportunities to reevaluate your mortgage as market conditions change, ensuring you always have the best deal